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Business Checking
- Community-Minded Checking for Non-Profit
- Agricultural/Commercial Loans
- MNB Equipment Finance
BUSINESS CHECKING
Low Activity Business Checking
The best value for limited transaction needs
- Waive monthly maintenance fee with $1,000 minimum balance
- Low monthly maintenance fee if balance falls below minimum
- Up to 50 checks and deposited items free of charge
- Elect a NOW Account with a minimum balance of $2,000
Small Business Checking
Designed for businesses with moderate checking activity
- Waive monthly maintenance fee with $5,000 minimum balance
- Low monthly maintenance fee if balance falls below minimum
- Up to 150 checks and deposited items free of charge
- Elect a NOW Account with a minimum balance of $7,500
Business Checking
Designed for the business with high activity
- Compensating balance arrangement allowing you to have free checking or pay for the services you utilize
- Charges for transactions are offset by earnings credits
- Earnings credits can significantly reduce or eliminate monthly service charges
*Notice of Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006*
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept. of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".
As a customer of McCook National Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Please see one of our Business Bankers if you would like additional information on UIGEA or Regulation GG.
Money Market Checking
Interest-bearing checking with weekly interest!
- No monthly fee with $1000 minimum balance
- Interest earned on the balance, compounded weekly
- Three checks and three transfers per month at no charge
Business Money Market Deposit and Savings Accounts
While a MNB business checking account will be the foundation of your business banking needs, we also offer Money Market Deposit and Savings Accounts to help you maximize your excess funds. A MNB business savings plan is the next step to a sound financial future for your company.
COMMUNITY-MINDED CHECKING FOR NON-PROFIT
Basic Non-Profit Checking
- No maintenance fee with $1,000 minimum balance
- Low monthly maintenance fee if balance falls below minimum
- $0.10 per check over 20 if balance falls below minimum
Free Non-Profit Checking
- No minimum balance required
- No monthly maintenance fee
- Up to 50 debits & deposited items monthly
AGRICULTURAL/COMMERCIAL LOANS
Equipment Finance
- Competitive Rates
- Flexible Features
- Variable Terms
- Earn Rewards
Real Estate Loans
- Quick Approval
- Competitive Fixed or Variable Rate Options
- Negotiable Terms
Operating Credit
- Up to 3-year Maturity
- Variable Terms
- Auto Advance & Auto Pay Features
Other Services
- FSA Guanranteed Farm Loans
- SBA Guananteed Small Business Loans
- USDA Business and Industry Loans
- Leases
- Letters of Credit
